Personal credit loans
1 Chinese citizens, with full capacity for civil conduct, age 18 (inclusive) to 60 (inclusive) between the years.
2, has a valid identity proof and loans where proof of residence (or valid residence certificate)
3, with a stable source of income and the ability to make full repayment of the loan principal and interest
4, have a good credit record and repayment will, without any violation and bad records
5, other conditions stipulated by Bank